Health Insurance
Why does health insurance show up on my tuition? How do I waive out of it?
All registered graduate students enrolled in 5 or more units and undergraduates enrolled in 7 or more units will automatically be enrolled in the Student Health Insurance Plan. In order to waive out of the insurance, students must have comparable coverage through another insurance plan and must complete the Waiver Card and submit it, along with a copy of both sides of the Insurance ID card. International students may not wave out health insurance. Please contact Business Services for deadlines.
Why should I consider Vanguard’s health insurance versus my own?
Vanguard University Student Health Insurance Plan (SHIP) was created to meet the specific needs of students. We are proud to offer a comprehensive major medical and dental insurance plan underwritten by Aetna Life Insurance Company and Health Net Dental Plans. These programs have been carefully designed to meet the Vanguard requirements and student health care needs and expenses. For more specific information, please visit www.chickering.com.
What doctors can I go to on the VUSC insurance plan?
Go to www.aetna.com/docfind for a list of preferred providers in the area. You will need to include your zip code and choose the Open Choice PPO plan as the health plan type.
What does VUSC health insurance cover?
Medical, Dental, and offers a discounted Vision plan.
What are other benefits to the VUSC Health Insurance plan?
- Travel Assistance Services
- Medical Assistance
- Medical Evacuation and Repatriation
Why haven’t I received my health insurance card?
If you have not received your card, it may be in the middle of being processed. If it has been more than 3 weeks from the time you signed up, then please contact the Chickering Group for your health insurance card at: 877.480.3911 and Health Net Dental for your dental insurance card at: 800.999.2848 ext. 4139. Until your cards are received, you may request that your Doctor/Dentist contact the numbers listed above to verify enrollment.
Do I have to waive my health insurance every semester?
Yes. Health Insurance must be waived every semester, and a copy of your current health insurance card must be submitted with the waiver. Failure to do this will result in your ownership of the health insurance plan through the entire semester.